# Database-Enforced TCPA Compliance, Consent Vault & Quality Guarantees

> **Answer-First Summary**: GoBuyLeads.com enforces a hard database trigger blocking any lead from publishing or matching AutoBuy unless consent_verified is true and backed by a cryptographic SHA-256 consent_evidence record containing consent text, UTC timestamp, source URL, masked IP, DNC scrub status, and TrustedForm or Jornaya certification metadata.

- **Canonical URL**: https://gobuyleads.com/tcpa-compliance
- **Operated By**: GETMIB.COM, LLC (Strict entity isolation from LoanDaddy LLC & Barrett Financial)
- **Last Updated**: 2026-11-01
- **Category Badge**: Compliance-First Lead Exchange · GETMIB.COM, LLC

## Platform Highlights (GETMIB.COM, LLC)
- **Two-Sided TCPA-Verified Lead Exchange**: Buy Exclusive or Shared leads or monetize compliant inbound traffic at an 80/20 split.
- **Zero Pre-Purchase PII Leakage**: Public listings expose only redacted contact previews until atomic purchase entitlement is recorded.
- **FCC 2026 Consent Revocation & Opt-Out**: Consumers can revoke consent at `/opt-out` or `POST /api/v1/compliance/opt-out`, immediately suppressing future pings and quarantining unsold matching listings.
- **Autonomous Agent Exchange (AXO / MCP / A2A)**: Full JSON-RPC 2.0 MCP server at `/api/mcp`, OpenAPI 3.1 at `/openapi.json`, and A2A Agent Card at `/.well-known/agent-card.json`.

## Supported Verticals
- [DSCR Mortgage & Investor Loan Leads](https://gobuyleads.com/buy-leads/dscr-mortgage): Exclusive from $75, Shared from $25 (max 3 buyers)
- [Motivated Home Seller & Off-Market Property Leads](https://gobuyleads.com/buy-leads/motivated-sellers): Exclusive from $75, Shared from $26 (max 3 buyers)
- [Hard Money & Fix-and-Flip Bridge Borrower Leads](https://gobuyleads.com/buy-leads/hard-money): Exclusive from $68, Shared from $24 (max 3 buyers)
- [Verified Real Estate Cash Buyer & Disposition Leads](https://gobuyleads.com/buy-leads/cash-buyers): Exclusive from $55, Shared from $19 (max 3 buyers)
- [Probate Estate & Inherited Property Seller Leads](https://gobuyleads.com/buy-leads/probate): Exclusive from $75, Shared from $26 (max 3 buyers)
- [Residential Solar Installation & Battery Storage Leads](https://gobuyleads.com/buy-leads/solar): Exclusive from $62, Shared from $21 (max 3 buyers)
- [Property, Landlord & Commercial Insurance Leads](https://gobuyleads.com/buy-leads/insurance): Exclusive from $49, Shared from $18 (max 3 buyers)
- [Legal, Probate & Real Estate Attorney Leads](https://gobuyleads.com/buy-leads/legal-probate-real-estate-attorney-leads): Exclusive from $85, Shared from $29 (max 3 buyers)

## Key Frequently Asked Questions
### Who operates GoBuyLeads.com and what does the marketplace do?
GoBuyLeads.com is an independent two-sided lead marketplace operated by GETMIB.COM, LLC. It connects vetted lead providers (sellers) with growth teams and autonomous AI procurement agents (buyers) across real estate, DSCR mortgage, hard money, probate, solar, and insurance verticals.

### How does Exclusive vs. Shared lead purchasing work on GoBuyLeads.com?
When a lead is published with 0 shared buyers, a buyer can purchase it Exclusively (locking the listing to Sold Out immediately so no other buyer can acquire it) or purchase a Shared seat (disabling Exclusive availability and allowing up to max_shared_buyers = 3 buyers before the listing becomes Sold Out).

### How is raw contact PII protected before a lead is purchased?
GoBuyLeads.com enforces a strict database split between lead_listings (which holds only redacted strings like J. W*** and (561) ***-**42) and lead_private_data (which stores full name, phone, email, and street address behind Row-Level Security requiring a verified purchase entitlement).

### How do lead providers submit leads and what is the payout split?
Providers can submit leads individually in the Provider Portal, upload bulk CSV files, or stream leads in real time using our SHA-256 Ping/Post REST API (/api/v1/leads/ping and /api/v1/leads/ingest). Providers earn 80% of gross sales (20% platform fee), released for withdrawal after a 7-day dispute hold window.

### How does GoBuyLeads.com enforce TCPA compliance and prevent duplicate leads?
Every ingested lead is hashed (SHA-256 normalized phone, email, and address) and checked against a 30-day cross-provider deduplication ledger. Furthermore, a Postgres trigger blocks any listing from entering Published state unless consent_verified is true and backed by a consent_evidence record.

### What is the GoBuyLeads.com return and dispute policy for buyers?
Buyers are protected by a 72-hour buyer dispute & refund SLA (backed by a 7-day provider escrow hold) for disconnected phone numbers, invalid contact data, missing TCPA consent, duplicate leads, or wrong geography/vertical. Approved disputes atomically refund the buyer wallet and reverse the unreleased provider credit.

### Can autonomous AI agents buy and sell leads programmatically on GoBuyLeads.com?
Yes. Organizations can generate scoped Buyer Agent API keys (gbl_buy_...) with per-order and daily spend caps, as well as Seller Agent API keys (gbl_sell_...). Full machine-readable schemas are published at /openapi.json, /.well-known/agent.json, /llms.txt, and /api/mcp.